Short answer: SCUML registration is free at the EFCC. What people actually pay for is getting it done — correctly formatted documents, portal filing and follow-up. Here is what that costs in 2026 and how to avoid paying twice.
Official SCUML fee
| Item | EFCC / SCUML fee |
|---|---|
| SCUML registration | ₦0 |
| SCUML certificate | ₦0 |
| Update of details | ₦0 |
What agents charge
| Entity | Typical agent fee | Topweb |
|---|---|---|
| Company / business name | ₦15,000 – ₦35,000 | from ₦25,000 |
| NGO / church / incorporated trustees | ₦40,000 – ₦80,000 | from ₦65,000 |
| Update of details | ₦10,000 – ₦25,000 | from ₦20,000 |
Costs you may need first
- TIN: required for SCUML. Free at FIRS/JTB; agents charge ₦5,000–₦15,000. TIN registration.
- CAC status report / CTC: if you have lost your CAC documents, ₦15,000–₦25,000 each. Post-incorporation services.
- Annual returns: if your CAC status is Inactive, some banks won’t accept the SCUML certificate until it is fixed. Annual returns.
How long it takes
5–10 working days with complete documents. Incomplete or badly scanned documents are the main cause of delays and rejections.
Bundle and save
Most clients need CAC → TIN → SCUML in that order to open a corporate account. Topweb handles all three in one thread with a bundle price — ask on WhatsApp.
Frequently asked questions
Does EFCC charge for SCUML registration?
No. SCUML registration and the certificate are free from the EFCC. Any fee you pay is an agent’s service fee.
How much do agents charge for SCUML?
Typically ₦15,000–₦40,000 depending on entity type and whether documents (TIN, CTC) need to be obtained first. Topweb charges from ₦25,000 for companies and ₦65,000 for NGOs and incorporated trustees.
Why pay an agent if it is free?
Because most rejections are for document format and completeness, and follow-up with the EFCC takes time. An agent files correctly once and chases it until issued.